Georgia DUI and Insurance Coverage | Effect of GA DUI Charge or Conviction on Insurance | information

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Georgia DUI and Insurance Coverage | Effect of GA DUI Charge or Conviction on Insurance

Our Georgia DUI lawyers can provide you with a logical, experience-based assessment of the impact of your Georgia DUI charge or a conviction upon your insurance coverage.

One of the most frequent questions we address from people charged with a DUI is what effect will the DUI charge have upon their insurance coverage. Automobile liability coverage is issued by private insurance companies. Obviously, these companies are driven by profits, and their profits are decreased when they have to pay out on claims on behalf of their insureds. Therefore, the insurance companies issue insurance policies at different rates based upon their evaluation of the risk posed by the insured. This is the basis for insurers, generally speaking, charging higher premiums for more inexperienced drivers. Likewise, an insurer may deem a driver charged with or convicted of DUI in Georgia to pose an increased risk and attempt to increase premiums as a result of a DUI charge or conviction.

We frequently see DUI defendants suffer increased insurance premiums prior to a conviction when their insurer becomes aware of the insured’s DUI charge. When a driver is charged with a DUI in Georgia, their insurer may become aware of the DUI charge prior to an actual conviction for DUI in a couple of common situations. Georgia DUI defendants frequently encounter increased insurance premiums or "dropping" of their insurance prior to a conviction when they are involved in an accident in connection with the DUI charge or they suffer an administrative action upon their driver's license. Insurers are alerted to an insured’s DUI charge when an accident is involved because either the insured notifies the insurer of the claim or the other party makes a claim against the insured. The insurer looks into the accident and it is not too difficult to understand that the DUI charge would be easily discovered.

Likewise, the Georgia Department of Driver Services’ attempt to suspend your driver’s license prior to the resolution of your Georgia DUI may alert your insurer to your pending DUI charge. When you have a pending administrative license suspension (ALS), a notation is made upon your driving record. If a Georgia DUI defendant facing an administrative license suspension has an insurer which runs their driving record while the administrative license suspension is pending, the insurer will most likely become aware of the pending DUI.

As to the impact upon your coverage or any insurance premium increase that you may suffer as a result of a Georgia DUI charge or conviction, it cannot be stated with any certainty whether you will dropped from coverage or suffer a dramatic premium increase. In many cases, Georgia DUI defendants are dropped by their liability insurer after they are convicted, and if they are not dropped, they do suffer a dramatic premium increase. Nonetheless, neither our office nor any other Georgia lawyer can tell you precisely what will happen to your insurance coverage as a result of a Georgia DUI charge or conviction. It is up to your insurer and, in their discretion, to determine if you pose an increase risk that would justify dropping coverage or a premium increase as a result of a Georgia DUI charge or conviction.

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Our Georgia DUI Lawyers Effectively Defend DUI Breath Test Cases

If you submitted to the breath test, you need a DUI lawyer that knows this machine and how to effectively Intoxilyzer_5000 discredit the reliability of your test results. We have worked to obtain the highest level technical training available on the Intoxilyzer 5000, which is the breath testing device used in Georgia. Our Georgia DUI lawyers are on the forefront with regard to the challenges made against this breath testing machine.

Our Georgia DUI Lawyers Effectively Attack Field Sobriety Test Evidence

Field sobriety evidence and standardized field sobriety tests are a critical part of the state's case in nearly every DUI case. Effectively defending DUI charges based upon field sobriety evidence requires more than simply evaluating whether a client "looks good on a video." Understanding the limitations of field sobriety evidence, the standardized procedures that should be followed in the administration of field sobriety tests, and the manner in which in which field sobriety tests should be evaluated can present unique opportunities to exploit weaknesses in the state's case. Georgia DUI lawyer Ben Sessions is certified as a practitioner of the National Highway Traffic Safety Administration's Standardized Field Sobriety Tests. Additionally, he has successfully completed numerous advanced training courses in the field sobriety evidence. We can effectively attack the state's field sobriety test evidence in your DUI case.

Metro-Atlanta DUI Lawyers

Our Atlanta DUI lawyers are different from other attorneys "handling" DUI cases in Atlanta because of the training, commitment, and experience we have in contesting in DUI charges. Our Atlanta DUI lawyers have focused their practice upon the defense of DUI cases. Our Atlanta DUI lawyers are not plea lawyers. In every Atlanta DUI lawyers will not be conducting real estate transactions, assisting in a divorce, or forming a corporation when you are not around. Our Atlanta DUI lawyers are committed to the defense of DUI cases. Our Atlanta DUI lawyers specialize in Georgia DUI law. Our clients appreciate the benefits offered by having an Atlanta DUI lawyer that has made every effort to know everything he or she can about Georgia DUI law, the state's methods of pursuing DUI charges, and the particular facts of the client's Atlanta DUI case. If you need to beat your Atlanta DUI case, contact our office today.

Because of the intense DUI law enforcement effort which is undertaken in Atlanta and the surrounding metropolitan, we defend a significant number of DUI cases in Atlanta. Our DUI lawyers are extremely familiar with the process your DUI case will undergo in Atlanta and Fulton County, and we are frequently able to obtain exception results there. Our practice is focused upon Georgia DUI defense, and we will provide you with an unparalleled level of service.

Because of metro-Atlanta is the population center of state, DUI enforcement tends to be the heaviest in metro-Atlanta, and DUI lawyers defends more case in metro-Atlanta than any other location in the state. Our DUI lawyers also provide high-level defense of DUI cases in the municipalities outside of Atlanta. Our Alpharetta DUI lawyers, Dunwoody DUI lawyers, Johns Creek DUI lawyers, Roswell DUI lawyers, and Sandy Springs DUI lawyers are committed to helping clients attain the best result possible in the defense of the Georgia DUI charge.

Our main office is located in Atlanta and there are DUI lawyers within our DUI defense network whose practices are committed almost exclusively to beating Atlanta DUI charges. Our DUI defense network, however, is broad-based, and we have obtained exceptional results in the defense of DUI charges throughout Georgia. If you need an exceptional Georgia DUI defense lawyer, you need look no further.

'Tis The Season...For Intense DUI Enforcement in Atlanta

Throughout Georgia, DUI enforcement has once again reached a fevered pitch. The Governor's Office of Highway Safety has announced that the intensive DUI campaign known as Operation Zero Tolerance is again underway. Most of these intensive DUI campaigns include increased numbers of DUI patrol officers and DUI roadblocks. These increased DUI enforcements will take place throughout Georgia and, particularly, in the Atlanta metropolitan area. If you are charged with DUI in Georgia this summer, our experienced Georgia DUI lawyers can provide valuable assistance in the defense of your DUI case. Our Atlanta DUI lawyers are experienced in effectively representing clients charged with DUI in the heavily patrolled Atlanta area. Because many DUI officers and law enforcement agencies become "hyper-vigilant" in their efforts to charge people with DUI, we frequently see very defensible DUI cases being made. Our Georgia DUI lawyers work to uncover the defenses to your Georgia DUI and, hopefully, obtain a dismissal of your DUI charge.

The holiday season in Atlanta is filled with celebrations of all types. Recognizing that many of these events include drinking, most law enforcement agencies increase their DUI enforcement efforts during this time of the year. Do not let a DUI charge make your 2010 get off to a bad start. Contact our DUI lawyers today. Do not procrastinate in addressing your DUI charge and, in particular, a 1205 notice (notice of intent to suspend your driver's license) most likely issued in connection with your arrest. When you meet with one of our Atlanta DUI lawyers, we will file your 10-day letter (request for hearing) free of charge.

During the holiday season, law enforcement agencies typically engage in increased DUI enforcement efforts through roadblocks or checkpoints. Most DUI cases still arise from traditional stops for an alleged traffic violation, but if you are charged with a DUI as a result of a roadblock or checkpoint, contact our DUI lawyers before you make a decision as to how you would like to resolve your case. DUI charges which arise roadblocks present many defense opportunities that you should be alert to.

Gwinnett County DUI Lawyers

Our Gwinnett County DUI lawyers consistently deliver exceptional results in the defense of DUI charges. Within Gwinnett County, our Georgia DUI lawyers regularly fight Norcross DUI cases, Duluth DUI cases, Lawrenceville DUI cases, Snellville DUI cases, Suwanee DUI cases, and Lilburn DUI cases.